ULCMA

Public plan option. Three words in the health care reform process about which much has been said -- a lot of it meant to stoke fears. Amidst all of the mischaracterizations being thrown around, let's focus on the most important of those three words: Option.

As in choice.

As in something that isn't common for American families when it comes to their health care.

If your family has health coverage through your employer, that certainly brings some peace of mind. Butt here's still a good chance that only one insurance plan is available to you. If your premiums are high, if you can't choose the doctor you want or if your plan refuses to cover your pre-existing condition, there's little hope for improvement.

In recent health care reform listening sessions I held in New Jersey, a top complaint of families who already have health insurance is that their claims keep getting denied. Without any other real options available to them, even families that have health coverage are struggling to get affordable treatment.

Meanwhile, if you're not offered health coverage through work and don't qualify for Medicaid or Medicare, then you really have no health insurance choice at all. That's just not right.

Read the rest of Senator Menendez' post here.

For more information about the Universal Life Church Minister's Association at ulcma.webs.com